Commercial auto insurance can cover a combination of company owned vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury, liability and property damage, medical payments and Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles to perform business for the company? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). This coverage can often be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business. Commercial auto policy may be needed for such business activities as home cosmetic and jewelry sales or a pizza delivery business.
Every Business is Unique
Talk to Delmonico Insurance Agency today to find out how to get the best commercial auto insurance, service, price and value. Give us a call at 315-472-4242.